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  • Home Modification Loan Program

    Agency: Way Finders


    Due to COVID-19 and the public health crisis, Way Finders is unable to accept walk-ins or schedule in-person appointments until further notice. All Way Finders programs and services are now available by phone and/or email. For information about emergency financial assistance and to access an online application, please visit www.wayfinders.org/COVID or call (413) 233-1600.


    The Way Finders' Home Modification Loan Program (HMLP) provides 0% interest loans in amounts between $1,000 and $50,000 to homeowners and small landlords for modifications to the primary, permanent residence of elders, individuals with disabilities, and families of children with disabilities. These loans allow homeowners in Massachusetts to remain in their home and must specifically relate to a person in the household’s ability to function on a daily basis.

    Examples of modifications HMLP can assist with include:

    • Ramp and Lift Installations
    • Kitchen and Bathroom Modifications
    • Hard Wired Alarm Systems
    • Safety Features
    • Therapy Rooms
    HMLP also lends from $1,000 to $30,000 secured by a promissory note and security agreement to individuals who own manufactured or mobile homes. HMLP is a state funded program that helps Massachusetts residents live more independently at home.


    • Springfield Housing Center
      Fax: (413) 731-8723
      TDD: (413) 233-1699
      Toll-Free: (800) 332-9667
      Business Line: (413) 233-1500
      1780 Main St.
      Springfield, MA 01103
      Directions



    Agency: Way Finders

    Languages Offered:

    Eligibility: Homeowners and small landlords for modifications to the primary, permanent residence of elders, individuals with disabilities, and families of children with disabilities.

    Area(s) Served:
    • Westfield, Hampden County
    • West Springfield, Hampden County
    • Agawam, Hampden County
    • Northampton, Hampshire County
    • Holyoke, Hampden County
    • Chicopee, Hampden County
    • Springfield, Hampden County




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