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  • Home Modification Loan Program

    Agency: Way Finders

    The Way Finders' Home Modification Loan Program (HMLP) provides 0% interest loans in amounts between $1,000 and $50,000 to homeowners and small landlords for modifications to the primary, permanent residence of elders, individuals with disabilities, and families of children with disabilities. These loans allow homeowners in Massachusetts to remain in their home and must specifically relate to a person in the household’s ability to function on a daily basis.

    Examples of modifications HMLP can assist with include:

    • Ramp and Lift Installations
    • Kitchen and Bathroom Modifications
    • Hard Wired Alarm Systems
    • Safety Features
    • Therapy Rooms
    HMLP also lends from $1,000 to $30,000 secured by a promissory note and security agreement to individuals who own manufactured or mobile homes. HMLP is a state funded program that helps Massachusetts residents live more independently at home.



    • Springfield Housing Center
      Homeownership Department: (413) 233-1621
      Fax: (413) 731-8723
      TDD: (413) 233-1699
      Toll-Free: (800) 332-9667
      Main Phone: (413) 233-1500
      322 Main St.
      Springfield, MA 01105
      Directions

    • Holyoke Housing Center
      Springfield Office: (800) 332-9667
      Springfield Office: (413) 233-1500
      Fax: (413) 322-8460
      Main Phone: (413) 322-8312
      267 High St.
      Holyoke, MA 01040
      Directions

    • Northampton Housing Center
      Springfield Office: (800) 332-9667
      Springfield Office: (413) 233-1500
      Fax: (413) 570-4675
      Main Phone: (413) 584-8495
      155 Pleasant St.
      Northampton, MA 01060
      Directions



    Agency: Way Finders

    Languages Offered:

    Eligibility: Homeowners and small landlords for modifications to the primary, permanent residence of elders, individuals with disabilities, and families of children with disabilities.

    Area(s) Served:
    • Hampden County
    • Hampshire County




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