The Franklin County Regional Housing and Redevelopment Authority (FCRHRA) offers foreclosure prevention assistance for Franklin County residents who are struggling to pay their bills and are at risk of defaulting on their mortgage. An FCRHRA HUD Certified Housing Counselor can help you review and understand the details and terms of your mortgage loan and recommend options open to those who in the early stages of a potential default.
HUD Certified Housing Counselors will also go over your entire financial situation and work with you to explore all options available to you, as well as identify your next steps. In many cases they can communicate directly with your lender and may be able to assist with applying for a modification or a refinance of your loan. All your options will be evaluated as they help you navigate these challenges.
All services, including one-on-one budget counseling, are free and confidential. Financial assistance may also be available through the Mass Homeowner Assistance Fund (HAF) for eligible homeowners. https://massmortgagehelp.org/